Baccarat is based on mathematics, like all gaming games that use a deck or deck of cards. Most baccarat games use eight decks of cards, but the number of decks in the game doesn’t change the math.
Playing baccarat in the most likely way to win is simple, and you don’t need to know much about math. In this article, you’ll learn the best ways to play baccarat, learning six ways you can use math to improve your chances of winning while playing baccarat.
1 – Baccarat Banker Betting Math
There are three main betting options in the Baccarat game. Some baccarat games have one or more options, but these are always optional side bets. The three basic baccarat options are Banker, Player and Draw.
In the first three parts of this article, you’ll learn about each of these three options and what the math means for them. This will obviously show which option is the best.
Whenever you’re looking at multiple gaming options, it’s helpful to look at the ROI and house edge for each option. The option with the lowest casino advantage and highest player return is almost always the best choice.
In baccarat, the best options are clear. Banker money is always the best baccarat option. That’s why this is true.
Maker Option Advantage: 1.06%
Banker Option Return to Player Percentage: 98.94%
You can compare these numbers with the numbers in the next two sections to see why you should always bet on the banker.
Banker gaming funds pay commissions for winning gaming funds. The normal commission is 5%, but sometimes you may find that the commission offered by the baccarat table is reduced.
These tables offer better returns. The numbers listed above are after commissions are charged. No other baccarat bet requires a commission on winning bets.
2 – Baccarat player’s hand bet
This is the number bet by the baccarat player.
Player Option House Advantage: 1.24%
Player Option Returning Player Percentage: 98.76%
The number of players is not bad, but not as good as the dealer option. The difference isn’t huge, but on average it costs you a little every time you make the wrong betting money.
One trick I use is to multiply the house edge by the total amount I risk to get the expected loss.
If you do this on both banker and player bets with a lot of bets, you can see how much it costs to make the player option.
If you bet $8,000 against the dealer, your expected loss is $84.80.
If you bet $8,000 on the player, your expected loss is $99.20.
When you play baccarat, you probably don’t think you’re risking anywhere near $8,000, but that’s just $800 for $10, $400 for $20, or $80 for $100.
You can play baccarat from 50 to 100 hands per hour in live casino, and up to 100 hands per hour when playing online or mobile baccarat.
3 – Baccarat Tie Betting Math
I saved my worst baccarat betting money for last. You’ve just seen that the banker and player’s betting money is close, while the banker’s betting money is slightly better. But tie betting is not close to the other two betting options. In fact, it’s worse than almost every other gaming bankroll in the casino.
Here are the numbers for the draw betting option:
Flat Option Housing Advantage: 14.36%
Tie option returns player percentage: 85.64%
To put that in perspective, if you play a tie game on $8,000 worth of betting money, look at the expected loss. $8,000 times 14.36% equals $1,148.80. Yes, this number is correct. You lose more than $1,000 on a $8,000 bet when you place a tie bet instead of the Banker or Player option.
Whatever you do when you play baccarat, don’t bet on a tie. A few times you get lucky and win a tie bet, the payouts look good, but the numbers you just saw prove how bad this betting option is.
If you’re betting on a draw in baccarat, you’re better off playing a slot machine with a progressive jackpot. Slots are always one of the worst games in casinos, giving players an edge and returning players. We prove it in this article about the numbers behind slot machines.
4 – Bonuses for mobile and online baccarat games
Online casinos and mobile casinos offer bonuses to entice gamers to sign up and deposit. Most of these bonuses are good for baccarat players, but you must read the terms to make sure baccarat is one of the games you can play.
These bonuses are the best way to get bigger money when you play baccarat. It’s easy to find bonuses that double your bankroll, some of which are 200% or 300% of your deposit amount.
The only downside to baccarat bonuses is that they make you agree to make a certain number of bets before you can clear the bonus. If you don’t clear your winnings, you won’t be able to get cash from mobile or online casinos.
I always read the rules before deciding if it’s a good reward. If that’s not a good bonus, there are plenty of other casinos that offer bonuses.
You can also find some free or no deposit bonus offers. These do not require a deposit, but are usually not very large.
But these types of bonuses are a great way to try a game of baccarat at a casino with software you haven’t played before.
5 – Baccarat Compensation Plan
As you have seen in the previous sections, baccarat has a low casino edge and a high return. This makes it one of the top games that casinos offer to gamblers. When you play baccarat, there are a few other things you can do to offset an already low edge.
Some online and mobile casinos and most live casinos offer compensation programs to their players. All you have to do is sign up with the club, get a club card no matter where you play, and show it every time you play baccarat.
Casino keeps track of all your baccarat games and you can earn rewards for playing.
Depending on how the club operates, you can get a variety of different compensations. Common compensation includes free meals, hotel rooms, and even a flight if you’re a high roller.
I can’t think of a good reason not to register when compensation is available. You’re going to play baccarat anyway, so you might as well earn some free stuff while you play.
If you get $50 worth of compensation, even if it’s not in cash, it will help cover some of the money you may have lost playing baccarat.
6 – Baccarat System and Edge Sorting
You can find some systems that should beat baccarat. But all of these systems promise something they can’t deliver. Every type of gaming system is a scam. They make money for whoever sells the system and cost you what you pay for the system and additional losses.
People can learn how to count cards to beat a game of blackjack, but when playing baccarat, counting isn’t worth your time. You can’t get a good enough count early enough in the game, and you can’t bet enough money when you get a good count to erase the house advantage.
The only edge game that can be used with baccarat is called edge sort. The problem with edge sorting is that it’s hard to do, and casinos have all but replaced the card backs that make edge sorting possible.
Bottom line, there is no good way to gain or take advantage of an edge at the baccarat table. Your best strategy is to play with minimal bankroll and only use the banker betting option. This gives you the best math chance of winning.
in conclusion
The most important math lesson you need to learn about baccarat is that if you want the best chance of winning, there is only one betting option to choose from. Banker is better than any other option, even the normal 5% commission. At tables that offer reduced commissions, this is a better option.
Baccarat system does not work. Edge sorting works, but most casinos know about it and make it unusable.
When you play baccarat, you should be compensated or use baccarat bonuses. It’s even better if you can use both. These two things can turn a decent game into a good one.
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